UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,849 sqft
Price per Sqft $459
Subdivision Baker
MLS Listing ID 5409314
Style Victorian
Bedrooms 3
Full Baths 2
Half Baths 1
HOA Y/N No
Year Built 1896
Lot Size 1,749 Sqft
Acres 0.04
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Denver
Zoning U-RH-2.5
Direction East
Rooms
Basement Cellar, Exterior Entry, Partial
Interior
Interior Features Butcher Counters, Ceiling Fan(s), Entrance Foyer, Five Piece Bath, High Ceilings, Kitchen Island, Primary Suite, Quartz Counters, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Heat Pump, Natural Gas
Cooling Air Conditioning-Room, Central Air
Flooring Carpet, Tile, Wood
Fireplaces Number 1
Fireplaces Type Living Room, Wood Burning
Appliance Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
Laundry In Unit
Exterior
Exterior Feature Garden, Private Yard
Parking Features Attached, Garage
Garage Spaces 1.0
Fence Full
Utilities Available Cable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected
Waterfront Description Public
Roof Type Composition
Porch Covered, Front Porch
Private Pool No
Building
Lot Description Historical District, Level
Faces East
Story Three Or More
Foundation Block
Sewer Public Sewer
Water Public
Architectural Style Victorian
Schools
School District Elementary: Denver 1, Middle/Junior: Denver 1, High: Denver 1
Others
Senior Community No
Tax ID 5103-19-021
Special Listing Condition None Known
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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