UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Pending
Purchase Type For Sale
Square Footage 1,470 sqft
Price per Sqft $357
Subdivision Portion/Travis Gulch Placer Su
MLS Listing ID IR1065795
Bedrooms 2
Full Baths 1
HOA Y/N No
Year Built 1950
Lot Size 5.550 Acres
Acres 5.55
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Gilpin
Zoning MR
Rooms
Basement Partial, Sump Pump, Unfinished
Interior
Interior Features Eat-in Kitchen, Pantry, Vaulted Ceiling(s)
Heating Baseboard, Propane, Wood Stove
Cooling Ceiling Fan(s)
Flooring Tile, Wood
Fireplaces Type Family Room, Free Standing, Gas, Living Room
Appliance Dishwasher, Dryer, Oven, Refrigerator, Washer
Laundry In Unit
Exterior
Exterior Feature Balcony
Garage Spaces 1.0
Fence Partial
Utilities Available Electricity Available, Internet Access (Wired)
Waterfront Description Well
Roof Type Metal
Porch Deck
Private Pool No
Building
Lot Description Level, Rolling Slope
Story Two
Sewer Septic Tank
Water Well
Schools
School District Elementary: Boulder Valley Re 2, High: Boulder Valley Re 2
Others
Tax ID R002109
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6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
NEARBY SCHOOL & BUSINESS
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
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Property Tax Rate
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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