UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 3,406 sqft
Price per Sqft $261
Subdivision Missouri Lakes
MLS Listing ID 4456454
Style Mountain Contemporary
Bedrooms 3
Full Baths 3
Half Baths 1
HOA Fees $100/ann
HOA Y/N Yes
Year Built 2000
Lot Size 1.018 Acres
Acres 1.02
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Gilpin
Direction East
Rooms
Basement Daylight, Exterior Entry, Finished, Walk-Out Access
Interior
Interior Features Ceiling Fan(s), Eat-in Kitchen, Five Piece Bath, High Ceilings, Laminate Counters, Open Floorplan, Pantry, Primary Suite, Smoke Free, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Forced Air
Cooling None
Flooring Carpet, Wood
Fireplaces Number 3
Fireplaces Type Living Room, Wood Burning, Wood Burning Stove
Appliance Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Exterior
Exterior Feature Balcony, Private Yard, Rain Gutters
Parking Features Attached, Garage
Garage Spaces 3.0
Fence None
Utilities Available Electricity Connected
Amenities Available Pond Seasonal
Waterfront Description Well
View Mountain(s)
Roof Type Shingle
Porch Deck, Front Porch
Private Pool No
Building
Lot Description Many Trees, Meadow
Faces East
Story Two
Foundation Concrete Perimeter, Slab
Sewer Septic Tank
Water Well
Architectural Style Mountain Contemporary
Schools
School District Elementary: Gilpin Re-1, Middle/Junior: Gilpin Re-1, High: Gilpin Re-1
Others
Senior Community No
Tax ID R003116
Special Listing Condition None Known
Virtual Tour https://www.zillow.com/view-imx/08240ba1-2984-466a-969c-f4c5fdd09b6e?setAttribution=mls&wl=true&initialViewType=pano
6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
NEARBY SCHOOL & BUSINESS
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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