UPDATED:
Key Details
Property Type Condo
Sub Type Condominium
Listing Status Active
Purchase Type For Sale
Square Footage 1,356 sqft
Price per Sqft $286
Subdivision Discovery At The Lakes At Centerra Condos Bldg 2
MLS Listing ID IR1060794
Bedrooms 2
Full Baths 1
Half Baths 1
HOA Fees $250/mo
HOA Y/N Yes
Year Built 2021
Lot Size 1,166 Sqft
Acres 0.03
Property Sub-Type Condominium
Property Description
Location
State CO
County Larimer
Zoning RES
Rooms
Basement None
Interior
Interior Features Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Suite, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Forced Air
Cooling Ceiling Fan(s), Central Air
Appliance Dishwasher, Disposal, Dryer, Microwave, Oven, Refrigerator, Self Cleaning Oven, Washer
Exterior
Parking Features Attached, Garage
Garage Spaces 2.0
Utilities Available Cable Available, Electricity Available, Internet Access (Wired), Natural Gas Available
Amenities Available Clubhouse, Fitness Center, Park, Playground, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
Waterfront Description Public
Roof Type Composition
Porch Patio
Private Pool No
Building
Lot Description Level
Story Two
Sewer Public Sewer
Water Public
Schools
School District Elementary: Thompson R2-J, High: Thompson R2-J
Others
HOA Fee Include Reserve Fund,Insurance,Maintenance Grounds,Maintenance Structure,Snow Removal,Trash,Water
Tax ID R1676285
6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
NEARBY SCHOOL & BUSINESS
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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