UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active Under Contract
Purchase Type For Sale
Square Footage 1,820 sqft
Price per Sqft $247
Subdivision La Chula Vista Ranch
MLS Listing ID IR1060730
Bedrooms 2
Full Baths 1
HOA Y/N No
Year Built 1965
Lot Size 1.061 Acres
Acres 1.06
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Gilpin
Zoning RS
Rooms
Basement Crawl Space, None
Interior
Interior Features Open Floorplan, Vaulted Ceiling(s)
Heating Baseboard
Cooling Ceiling Fan(s)
Flooring Carpet
Appliance Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
Laundry In Unit
Exterior
Fence Fenced
Utilities Available Electricity Available, Internet Access (Wired)
Waterfront Description Well
View Mountain(s)
Roof Type Metal
Private Pool No
Building
Lot Description Flood Zone, Level, Rock Outcropping, Rolling Slope
Story Two
Sewer Septic Tank
Water Well
Schools
School District Elementary: Boulder Valley Re 2, High: Boulder Valley Re 2
Others
Tax ID R005301
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6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
NEARBY SCHOOL & BUSINESS
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
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Property Tax Rate
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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