UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 2,232 sqft
Price per Sqft $228
Subdivision Casa Del Rio
MLS Listing ID 2527447
Bedrooms 3
Full Baths 2
HOA Fees $3,660/ann
HOA Y/N Yes
Year Built 2005
Lot Size 8,712 Sqft
Acres 0.2
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Chaffee
Zoning Residential
Rooms
Basement Crawl Space
Interior
Interior Features Built-in Features, Ceiling Fan(s), High Ceilings, Kitchen Island, Laminate Counters, Pantry, Smoke Free, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Baseboard, Hot Water, Natural Gas, Radiant Floor
Cooling None
Flooring Carpet, Stone, Wood
Appliance Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Exterior
Exterior Feature Gas Valve
Parking Features Attached, Garage
Garage Spaces 2.0
Fence None
Utilities Available Electricity Connected, Natural Gas Connected, Phone Available
Amenities Available Clubhouse, Gated, Trail(s)
Waterfront Description Private
View Mountain(s)
Roof Type Composition
Porch Patio
Private Pool No
Building
Lot Description Level, Near Ski Area
Story One
Foundation Block
Sewer Public Sewer
Water Private
Schools
School District Elementary: Buena Vista R-31, Middle/Junior: Buena Vista R-31, High: Buena Vista R-31
Others
HOA Fee Include Maintenance Grounds,Road Maintenance,Sewer,Snow Removal,Trash,Water
Senior Community Yes
Tax ID R327122200245
Special Listing Condition None Known
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6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
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Property Tax Rate
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Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.
HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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