UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active Under Contract
Purchase Type For Sale
Square Footage 2,482 sqft
Price per Sqft $241
Subdivision Terrain
MLS Listing ID 9582019
Style Traditional
Bedrooms 4
Full Baths 2
Half Baths 1
HOA Fees $287/qua
HOA Y/N Yes
Year Built 2006
Lot Size 7,492 Sqft
Acres 0.17
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Douglas
Direction Southwest
Rooms
Basement Unfinished
Interior
Interior Features Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Five Piece Bath, High Ceilings, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Primary Suite, Radon Mitigation System, Tile Counters, Utility Sink, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Forced Air, Natural Gas
Cooling Central Air
Flooring Carpet, Tile, Wood
Fireplaces Number 1
Fireplaces Type Family Room
Appliance Dishwasher, Disposal, Double Oven, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Exterior
Exterior Feature Garden, Private Yard, Rain Gutters
Parking Features Attached, Garage, Tandem
Garage Spaces 3.0
Fence Full
Utilities Available Cable Available, Electricity Connected, Natural Gas Connected
Amenities Available Clubhouse, Playground, Pool, Tennis Court(s), Trail(s)
Waterfront Description Public
Roof Type Composition
Porch Covered, Deck, Front Porch
Private Pool No
Building
Lot Description Irrigated, Landscaped, Level, Sprinklers In Front, Sprinklers In Rear
Faces Southwest
Story Two
Foundation Slab
Sewer Public Sewer
Water Public
Architectural Style Traditional
Schools
School District Elementary: Douglas Re-1, Middle/Junior: Douglas Re-1, High: Douglas Re-1
Others
Senior Community No
Tax ID R0450370
Special Listing Condition None Known
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6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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