UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,781 sqft
Price per Sqft $266
Subdivision West Point Village
MLS Listing ID IR1057894
Bedrooms 2
Full Baths 2
HOA Fees $591/mo
HOA Y/N Yes
Year Built 1993
Lot Size 5,179 Sqft
Acres 0.12
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Boulder
Zoning Res
Direction West
Rooms
Basement Full
Interior
Interior Features Eat-in Kitchen, Open Floorplan, Pantry, Radon Mitigation System, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Forced Air
Cooling Ceiling Fan(s), Central Air
Flooring Vinyl
Appliance Dishwasher, Disposal, Dryer, Humidifier, Microwave, Oven, Refrigerator, Washer
Laundry In Unit
Exterior
Parking Features Attached, Garage
Garage Spaces 2.0
Fence Fenced
Utilities Available Electricity Available, Natural Gas Available
Amenities Available Park
Waterfront Description Public
View City
Roof Type Composition
Accessibility Accessible Approach with Ramp
Porch Deck, Patio
Private Pool No
Building
Lot Description Cul-De-Sac, Level, Sprinklers In Front
Faces West
Story One
Foundation Slab
Sewer Public Sewer
Water Public
Schools
School District Elementary: St. Vrain Valley Re-1J, High: St. Vrain Valley Re-1J
Others
HOA Fee Include Reserve Fund,Maintenance Grounds,Maintenance Structure,Snow Removal
Tax ID R0112522
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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