UPDATED:
Key Details
Property Type Condo
Sub Type Condominium
Listing Status Active
Purchase Type For Sale
Square Footage 4,383 sqft
Price per Sqft $280
Subdivision Polo Club North
MLS Listing ID 5914991
Bedrooms 3
Full Baths 2
Half Baths 1
HOA Fees $1,883/mo
HOA Y/N Yes
Year Built 1978
Property Sub-Type Condominium
Property Description
Location
State CO
County Denver
Zoning R-X
Rooms
Basement Bath/Stubbed, Finished
Interior
Interior Features High Ceilings, Kitchen Island, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
Heating Forced Air
Cooling Central Air
Flooring Carpet, Wood
Fireplaces Number 1
Fireplaces Type Living Room
Appliance Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Washer
Exterior
Exterior Feature Garden
Parking Features Attached, Garage
Garage Spaces 2.0
Amenities Available Clubhouse, Fitness Center, Gated, Parking, Pond Seasonal, Pool, Spa/Hot Tub, Tennis Court(s)
Roof Type Composition
Porch Covered, Deck, Patio
Private Pool No
Building
Story Two
Sewer Public Sewer
Schools
School District Elementary: Denver 1, Middle/Junior: Denver 1, High: Denver 1
Others
Senior Community No
Tax ID 5133-01-050
Special Listing Condition None Known
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6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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