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Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 693 sqft
Price per Sqft $245
Subdivision Whites Add
MLS Listing ID IR1050518
Style Contemporary
Bedrooms 1
Half Baths 1
HOA Y/N No
Year Built 1923
Lot Size 7,000 Sqft
Acres 0.16
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Phillips
Zoning RE-1
Rooms
Basement None
Interior
Heating Forced Air
Cooling Central Air
Appliance Microwave, Oven, Refrigerator
Exterior
Fence Fenced
Utilities Available Electricity Available, Internet Access (Wired), Natural Gas Available
Waterfront Description Public
View City
Roof Type Composition
Private Pool No
Building
Story One
Sewer Public Sewer
Water Public
Architectural Style Contemporary
Schools
School District Elementary: Holyoke Re-1J, High: Holyoke Re-1J
Others
Tax ID R004035
6455 S. Yosemite St., Suite 500 Greenwood Village, CO 80111 USA
NEARBY SCHOOL & BUSINESS
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MORTGAGE CALCULATOR
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.
Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.
Property Tax Rate
The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.
Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.
HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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