UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 8,637 sqft
Price per Sqft $521
Subdivision Crystal Meadows Ranch
MLS Listing ID 4138332
Bedrooms 8
Full Baths 3
Half Baths 2
HOA Y/N No
Year Built 2000
Lot Size 146.080 Acres
Acres 146.08
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Gunnison
Zoning mixed
Rooms
Basement Finished, Interior Entry
Interior
Interior Features Ceiling Fan(s), Entrance Foyer, Five Piece Bath, Granite Counters, High Ceilings, Kitchen Island, Utility Sink, Vaulted Ceiling(s), Walk-In Closet(s)
Heating Hot Water, Propane, Radiant
Cooling None
Flooring Carpet, Tile, Wood
Fireplaces Number 1
Fireplaces Type Great Room, Wood Burning
Appliance Cooktop, Dishwasher, Double Oven, Microwave, Refrigerator
Exterior
Exterior Feature Water Feature
Parking Features Attached, Garage
Garage Spaces 5.0
Fence Partial
Utilities Available Electricity Connected, Propane
Waterfront Description Agriculture/Ditch Water,Well
View Lake, Meadow, Mountain(s), Valley, Water
Roof Type Metal
Porch Covered, Front Porch, Patio
Private Pool No
Building
Lot Description Borders National Forest, Borders Public Land, Irrigated, Landscaped, Many Trees, Meadow, Suitable For Grazing
Story Two
Foundation Concrete Perimeter, Slab
Sewer Septic Tank
Water Agriculture/Ditch Water, Well
Schools
School District Elementary: Delta County 50J, Middle/Junior: Delta County 50J, High: Delta County 50J
Others
Senior Community No
Tax ID R040265+
Special Listing Condition None Known
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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