UPDATED:
Key Details
Property Type Condo
Sub Type Condominium
Listing Status Active
Purchase Type For Sale
Square Footage 453 sqft
Price per Sqft $966
Subdivision Downtown Salida
MLS Listing ID 9023094
Style Loft
Bedrooms 1
HOA Fees $178/mo
HOA Y/N Yes
Year Built 1955
Property Sub-Type Condominium
Property Description
Location
State CO
County Chaffee
Zoning Residential
Direction West
Interior
Interior Features Ceiling Fan(s), Smoke Free, Tile Counters
Heating Hot Water, Natural Gas, Steam
Cooling Air Conditioning-Room
Flooring Tile, Wood
Appliance Disposal, Microwave, Oven, Refrigerator
Exterior
Fence None
Utilities Available Cable Available, Electricity Available, Electricity Connected, Internet Access (Wired), Natural Gas Available, Natural Gas Connected
Waterfront Description Public
View City, Mountain(s)
Roof Type Other
Porch Deck, Rooftop
Private Pool No
Building
Lot Description Historical District
Faces West
Story One
Sewer Public Sewer
Water Public
Architectural Style Loft
Schools
School District Elementary: Salida R-32, Middle/Junior: Salida R-32, High: Salida R-32
Others
HOA Fee Include Gas,Insurance,Trash,Water
Senior Community No
Tax ID R368132431406
Special Listing Condition None Known
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MORTGAGE CALCULATOR
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.
Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
Interest Rate
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Property Tax Rate
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Home Insurance
Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.
HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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