UPDATED:
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 3,822 sqft
Price per Sqft $295
Subdivision The Aurora Highlands
MLS Listing ID IR1039295
Style Contemporary
Bedrooms 5
Full Baths 2
Half Baths 1
HOA Y/N No
Year Built 2023
Lot Size 6,385 Sqft
Acres 0.15
Property Sub-Type Single Family Residence
Property Description
Location
State CO
County Adams
Zoning RES
Direction East
Rooms
Basement Sump Pump, Unfinished
Interior
Interior Features Eat-in Kitchen, Five Piece Bath, Jack & Jill Bath, Kitchen Island, Open Floorplan, Pantry, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Cooling Ceiling Fan(s), Central Air
Flooring Tile, Wood
Fireplaces Type Gas, Living Room
Appliance Dishwasher, Disposal, Double Oven, Dryer, Humidifier, Microwave, Oven, Refrigerator, Washer
Laundry In Unit
Exterior
Parking Features Attached, Garage, Tandem
Garage Spaces 4.0
Fence Partial
Utilities Available Cable Available, Electricity Available, Internet Access (Wired), Natural Gas Available
Amenities Available Clubhouse, Park, Playground, Pool, Trail(s)
Waterfront Description Public
View City, Mountain(s)
Roof Type Composition
Porch Patio
Private Pool No
Building
Lot Description Cul-De-Sac, Level, Open Lot, Sprinklers In Front
Faces East
Story Two
Sewer Public Sewer
Water Public
Architectural Style Contemporary
Schools
School District Elementary: Adams-Arapahoe 28J, High: Adams-Arapahoe 28J
Others
HOA Fee Include Trash
Tax ID R0212171
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Down Payment
The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.
Loan Term
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Loan Type
There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.
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Home Insurance
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HOA Fees
A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.
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